Effective Date: 2024-07-30
Welcome to the Mfintec website (“Site”). Your use of this Site and any account you create at the Site (“Account”) is subject to these Terms of Use (“Terms”), which we may update from time to time. By using this Site or your Account after we post any changes to these Terms, you agree to those changes.
Modification of Site and Terms
Mfintec reserves the right to warn you if you are found in violation of these Terms and may, at any time, discontinue or modify this Site or any part thereof, or your use of the Site or your Account, with or without notice. You agree that you have no rights in this Site and that Mfintec will have no liability if the Site is modified, discontinued, or your access is terminated. If you do not agree with these Terms, you should immediately discontinue use of this Site and your Account.
Mfintec Content
All content on this Site, including artwork, graphics, images, text, music, files, trademarks, logos, product names, and slogans (“Content”), is the property of Mfintec and its licensors and is protected by trademark, copyright, and other intellectual property laws. Third-party content is the property of its respective owners and is used by Mfintec under license or fair use provisions.
You agree not to display or use any Content or third-party content for commercial purposes or in any manner that could cause confusion among consumers, disparage, discredit, dilute, or infringe on Mfintec’s or its licensors’ intellectual property rights.
User Content
You may create an Account and post texts, files, images, photos, videos, sounds, and other materials (“User Content”). Posting User Content is subject to these Terms and the following rules (“Posting Rules”). Violations may result in termination of your Account or access restrictions.
Illegal or Infringing Content: You are responsible for your User Content and agree not to post unlawful, harmful, defamatory, obscene, invasive, threatening, harassing, abusive, hateful, or infringing content.
Privacy Violations: Do not post content that contains personal information about others, violates privacy, or misrepresents affiliations.
Commercial Use: This Site is for information exchange and user opinions, not for business solicitation unless specifically permitted by Mfintec.
Malware and Cheating: Do not post content with viruses, corrupted files, or software that may harm the Site or allow cheating in online games.
Account Information
You are responsible for maintaining the confidentiality of your Account password and for all use of your Account. All information provided to create your Account must be accurate and truthful.
Responsibility and Monitoring
You are responsible for your User Content. Mfintec does not necessarily review or endorse User Content and is not liable for its accuracy or reliability. While Mfintec may not monitor User Content, violations can be reported via the Posting Rules Dispute Process.
Account Termination
You have no ownership rights in your Account. Mfintec may cancel your Account and delete all associated User Content without notice if you violate these Terms, the Posting Rules, or the law.
No Confidentiality
Any materials, ideas, or communications you transmit through the Site are not confidential or proprietary. Mfintec may use any such ideas, concepts, techniques, or materials subject to the User Content License below.
Ownership of User Content and License
You retain ownership rights in your User Content and may use it as you choose, subject to these Terms and the User Content License. Mfintec may delete any User Content that violates these Terms or the Posting Rules.
User Content License
By posting User Content, you grant Mfintec a limited, non-exclusive, sub-licensable, worldwide, fully-paid, royalty-free license to use, modify, perform, display, reproduce, and distribute your User Content. This license terminates when you remove your User Content from the Site.
Indemnification
You agree to indemnify and hold Mfintec, its parents, subsidiaries, officers, employees, and contractors harmless from any claims and expenses, including reasonable attorney’s fees, related to your violation of these Terms or the Posting Rules.
Privacy and Children
Children under 13 cannot register for an Account or use interactive features of the Site. For more information, refer to our Privacy Policy.
Third Party Websites
This Site may link to third-party sites not maintained by Mfintec. Mfintec is not responsible for the content, accuracy, or privacy practices of third-party sites.
Disclaimers and Limitation of Liability
Mfintec makes no representations about the reliability of the Site’s features, Content, User Content, or any other Site feature, and disclaims all liability for any service failures. This Site is provided “as is, as available” with no warranties of any kind. Under no circumstances shall Mfintec be liable for any damages resulting from the use or inability to use this Site.
Miscellaneous
These Terms do not create any partnership between you and Mfintec. If any provision is unlawful, void, or unenforceable, it is severable and does not affect the validity of remaining provisions. These Terms are governed by the laws of Sri Lanka and constitute the entire agreement between you and Mfintec regarding the use of the Site and your Account.
Contact Information
For questions about these Terms, please contact us at contact@mfintec.com